Frequently Asked Questions
Q: If I get turned down by the bank, what are my options?
A: If you are turned down by the bank, you have 3 options:
1. Pay Cash
2. Buy-Here Pay-Here
3. Gurley Leep Credit Acceptance
Q: How do I qualify for Gurley Leep Credit Acceptance?
A: Click 'Apply Now' below to submit your application
Q: What are the terms of the program?
A: Every Credit Acceptance loan is custom tailored. We'll never ask you to make a payment you can't afford. Payment amounts fit your budget and lifestyle. Payments are due when you have money.
Q: What is the difference between Credit Acceptance and Buy-Here Pay-Here?
A:
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Buy-Here Pay-Here
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Credit Acceptance
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Double Retail
- State Maximum Interest Rate
- 48-60 Month Loans
- No Credit Bureau Report
- AS IS NO WARRANTY
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- Market Priced
- Lower Interest Rates
- Shorter Terms
- All Payments Reported!
- 2 YR / 24,000 MILE WARRANTY
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Q: Are payments reported to Credit Bureaus?
A: Yes, all of your payments are reported to the three Credit Bureaus: Trans Union, Equifax, and Experian
Q: What cars are available?
A: Gurley Leep has over 500 used cars from every make and model
Q: Do I get a warranty?
A: Yes, all vehicles come with a 2 YR / 24,000 mile warranty
